Building the accounting tools small businesses deserve
Spendifique is built by Fingarde, a team that believes accounting should not be the last business function to catch up with the modern world.
Every Part of Your Business Has Real-Time Data, Except Accounting
Sales teams know what's in their pipeline in real time. Inventory updates the moment an item leaves the shelf. But accounting? We're still talking about last month's numbers. Month-end closes take weeks. The processes haven't fundamentally changed in decades.
There are accounting tools out there, but most were built on old workflows, improved technologically without rethinking the underlying processes. And the ones that do provide real-time data? They cost six or seven figures, completely out of reach for small businesses.
We started Fingarde to change that. And we're tackling it one problem at a time, starting with Spendifique.
Built for Bookkeepers and the Businesses They Serve
Spendifique is designed for two groups of people who share the same problem, too much time spent on manual expense work, and not enough tools that actually fit how they work.
Founders & Business Owners
You didn't start a business to spend your evenings entering receipts. But without a system, expenses pile up, tax season becomes a scramble, and you have no visibility into where your money is going. Spendifique gives you a simple way to capture, organize, and export your expenses, and when you're ready, share your account with a professional bookkeeper who can take it from there.
Bookkepers
You manage expenses for multiple clients. You chase receipts, re-enter data, and categorize transactions — over and over, for every client, every month. Spendifique automates the repetitive parts so you can focus on the work your clients actually value. With a firm dashboard, approval workflows, and pricing that starts from your first client, it's built for how modern bookkeeping firms actually operate.
From an Observation to a Product
After nearly 10 years in public accounting and another 4 years inside a tech startup, I kept seeing the same pattern across every business I worked with: every function had evolved except accounting. Sales had real-time pipelines. Operations had live dashboards. But the finance team was still reconciling last month's numbers using processes designed decades ago.
The tools that existed were built for accountants, even when they were marketed to non-accountants. And the software that actually delivered real-time financial data was priced for enterprises, not for the small businesses that needed it most.
I started Fingarde because I believe there's a real opportunity to build better accounting tools for small businesses, tools that are simpler, more affordable, and designed around modern workflows. We believe the number of small businesses will continue to grow, especially with AI lowering the barrier to starting one. And we know that too many small businesses fail in their first few years partly because they lack access to the financial tools that larger companies take for granted.We're not trying to build everything at once.
We're tackling one problem at a time. Spendifique is our first product, an invoice and receipt automation tool that handles the most time-consuming part of the expense workflow: getting data from a receipt into your accounting system. And we're building it to be intuitive, affordable, and honest about what it does.
A lot of the software in this space is getting more complex and more expensive. We believe there's room for something simpler, with pricing that scales from your very first client.
We are focused on best performance for our clients
Spendifique is trusted by founders and bookkepers who rely on accuracy every day. Their feedback reflects how Spendifique performs in real workflows, not marketing promises
Be Open
Growth begins when we stay open, to feedback, to change, and to being wrong. We built Spendifique by listening to bookkeepers and business owners, not by guessing what they need. When users tell us something isn't working, we don't defend it, we fix it. Every feature in the product exists because someone told us it mattered, and we were open enough to listen.
Keep It Simple
We believe the best tools are the ones you don't have to think about. That's why Spendifique has no manual rules to configure, no complex setup process, and no features that exist just to fill a comparison chart. Every design decision, from the interface to the pricing model, is rooted in one question: how can we make this clearer, faster, and easier to use?
Practice Ownership
We take initiative, communicate clearly, and hold ourselves accountable. When something breaks, we don't wait for someone else to notice, we fix it. When a user has a problem, we don't pass it along, we solve it. Spendifique is a small team, and that means every person's work shows up directly in the product. We treat it like our name is on every line of code and every support reply, because it is.
Iterate Fast.
Improve Always.
We don't chase perfection. We ship early, learn from real feedback, and improve constantly. Spendifique gets better every week, not because we planned every feature a year in advance, but because we watch how people actually use it and respond quickly. Mistakes aren't setbacks, they're part of the loop. What matters is that we reflect, adapt, and get a little better every day.
Meet Our Team
Frequently asked questions
Spendifique works alongside your accounting software, not instead of it. It takes care of the work before the books: collecting receipts and invoices, filling in missing details, and coding every expense down to the line item so it syncs cleanly to QuickBooks Online or Xero. Your ledger stays where it is. Spendifique makes sure what goes into it is complete and accurate.
Spendifique's AI extracts vendor names, amounts, dates, taxes, and categories with high accuracy. By learning from your chart of accounts and historical vendor data, it improves categorization accuracy over time. You can always review and edit the extracted information before exporting, so nothing reaches your books without your approval.
Yes. Spendifique syncs directly with QuickBooks Online and Xero. Your chart of accounts, vendors, tax codes, and classes are imported automatically, so every expense lands in the right place when you export.
No. Spendifique’s AI codes expenses from day one and learns from each client’s vendor history as you go. If you want more control, you can add vendor-specific preferences for any client, but you don’t need rules to get started.
Yes, and often they don’t need to do anything at all. With Inbox Sync, connect their email once and Spendifique pulls in invoices and receipts automatically, including up to 24 months of past documents. They can also snap receipts from their phone, forward invoices to a unique Spendifique address, or upload files on the web.
Start free with 30 scans, then pay $0.50 per scan with no subscription required.
For bookkeepers, pricing starts at $16.50 per client/month for up to 10 clients. As you add more clients, the cost per client decreases.
For business owners, plans start at $8/month for freelancers and solo businesses, with a Business plan at $22/month for growing teams.
Explore our Pricing for Bookkeepers and Pricing for Business Owners pages to compare plans and see what's included.
No. All plans are month-to-month. No long-term contracts. No cancellation fees. You can cancel anytime from your account settings.
Yes. We take data security very seriously. Spendifique runs on Amazon Web Services (AWS) and uses multiple layers of security to protect your financial data.
All connections use TLS 1.2 or 1.3 to encrypt data in transit. Uploaded documents are stored in private, AES-256-encrypted storage, and credentials for connected services like QuickBooks Online, Xero, and Google are also encrypted using AES-256. Each organization's data is isolated, with role-based access controls restricting access to authorized users.
We also run authenticated security scans against our production environment and check software dependencies for known vulnerabilities.
Our QuickBooks integration has also passed Intuit’s security review for the QuickBooks App Store, which Intuit repeats every year.
More questions?
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Spendifique is the first product from Fingarde. Try it free and tell us what you’d build next.
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